Let us help you find out what you can afford! Our mortgage calculator will help you determine loan amounts, mortgage qualification, or whether you should be renting or buying.

Complete the fields below (e.g., Cost of Home, Down Payment, Monthly Income) and click Calculate Now. To view the different results of your calculation, click on the various tabs. To mail yourself a copy of your results, click the Receive this Detailed Analysis link.

Required Fields
Term In Years:     
Interest Rate:      %
Cost of Home:  $
Down Payment:  $  
Annual Insurance:  $  
Estimate Insurance to 0.43% of Cost
Annual Property Tax:  $  
Estimate Tax to 1.2% of Cost
Monthly Income:  $
Monthly Debt:  $
Optional Fields
Gross Debt Service Ratio (GDS):     
Total Debt Service Ratio (TDS):     
Condos Fees:  $
Results
  Receive this Detailed Analysis

Your Monthly Payments
 
Loan Amount:
Loan Insurance (%):
Total Loan (Mortgage) Amount:
 
Principal & Interest:
Homeowners Insurance:
Property Taxes:
Condo Fees:
Monthly Loan Insurance (%):
Total Monthly Payment:
Income Needed to Qualify for the Mortgage
Total Monthly Loan Payment:
Total Monthly Debt Payment:
Monthly Loan Insurance (%):
Qualifying Income of % GDS Ratio:
Qualifying Income of % TDS Ratio:
What You Can Afford
We are using the % ratio.
Cost of House:
Down Payment:
Loan Value:
Monthly Principal & Interest:
Monthly Insurance:
Monthly Property Tax:
Monthly Condo Fees:
 
Cost of House = [(Monthly income x Debt Ratio) – monthly tax – monthly insurance – condo fee] /
(monthly interest rate/ function of interest rate)
Renting
Monthly Rent: $
Annual Rental Increases:  %
Monthly Renter Insurance: $
Savings or Investment Rate:  %
 
Owning
Planned # of years in home: 
Yearly appreciation of the home:  %
Annual home maintenance:  %

<br /&g

 

190 Gallery Drive
McMurray, PA  15317
74-941-9400 Ext. 150

sheryl@sherylmorgan.com

<br /&gt

 

 

 



Visit Our Fan Page - Become a Fan!View Sheryl's Profile on Linkedin!Follow Us on Twitter!
Visit Erin Kavanagh on Active Rain!

 Home  |  Featured Listings  |  My Certifications  |  Sheryl's Monthly Newsletter  |  What Sheryl's Fans Are Saying  |  Why Choose Keller Williams Realty?
Send Me New Listings Daily  |  Buyer's Toolkit  |  Buyer Reports  |  Why Choose Sheryl as your Buyer's Agent  |  Relocating to Our Area?  |  Market Statistics
Complimentary Home Evaluation  |  Why Choose Sheryl to Sell Your Home?  |  How Will Sheryl Market Your Home?  |  Seller's Toolkit  |  Seller Reports
Pittsburgh  |  Allegheny County  |  Washington County  |  Real Estate Forms  |  Mortgage Information  |  Important Real Estate Links
Service Providers  |  Calculators

Privacy Policy   |  Site Map  |  Contact Me

                    


Custom Point2 Agent Website Design and Search Engine Optimization

 


Sign In